THE COMPLETE SAVINGS-BY-AGE GUIDE How Much Money Should You Have Saved By Age? (20s, 30s, 40s, 50s & 60s) Are you ahead financially, behind, or exactly where you should be? This guide breaks down realistic savings milestones from your 20s through your 60s—and, more importantly, shows you what to do next wherever you are today. There is a financial question almost everyone eventually asks: “How much money should I have saved by my age?” Maybe you're 25 and wondering whether $10,000 is enough. Maybe you're approaching 30 and suddenly feel like everyone around you is buying houses and investing. Maybe you're 40 and worried that you started too late. Or maybe you're 55 and trying to determine whether retirement is actually within reach. Search online and you'll find plenty of rules. “Have one year's salary saved by 30.” “Three times your salary by 40.” “Ten times your salary by retirement.” Those benc...